Cash flow without the spreadsheet. Mustro reconciles every account and card through Plaid before you look at the numbers.
Connect your banks and cards once. Mustro categorizes spend the way you actually spend, hunts down the receipts, and tells you what changed since yesterday in the morning brief.
Money
Drafts for approval$720 above forecast
Across 4 cards
Receipt missing
Four jobs, done before breakfast.
Live reconciliation
Every account, every card, every day. No more month-end scramble. Variances are flagged the morning they happen.
Spend categorization that learns
Categories adapt to how you actually spend. Tell Mustro once that Whole Foods is groceries, not dining, and he keeps it that way.
Receipt hunting
Mustro scans your inbox for receipts, matches them to charges, and surfaces the unmatched ones with a draft email asking for the missing one.
Cash-flow briefings
Money in, money out, runway. A clean morning brief instead of a pivot table, with follow-up questions you can ask in chat.
Read-only until you say otherwise.
He never moves money on the lower levels
Plaid is connected read-only. Payments need a level you raise deliberately, and a ceiling you set.
He never stores your bank credentials
Plaid holds the connection. Mustro sees balances and transactions, never a password.
He never sells or trains on your spend
Not to advertisers, not to model providers. Inference runs under zero-retention terms.
Money starts at the bottom. You move it one level at a time, and you can drop it back with one tap.
- 01
Suggestions only
He flags the charge. Nothing else.
- 02
Drafts for approval
He writes the receipt request.
- 03
Acts then notifies
Files receipts and recategorizes, all undoable.
- 04
Acts within limits
Pays bills under a ceiling you set.
- 05
Works toward a goal
Holds a monthly number, still bounded.
The same Skill, on your phone. One account, one Mustro, the same permissions on both.
Three things you should know before 9am.
The $4,820 payout landed yesterday, $720 above forecast. Four cards reconciled, one receipt still missing.
Your 2:00 pm collides with the school pickup. I have drafted a note moving it to Thursday.
Money, answered.
Anything Plaid supports, which covers most banks and card issuers in the US, Canada, the UK and much of the EU. You connect through Plaid's own screen, so Mustro never sees your credentials.
Not until you raise the Money Skill to the level that allows it and set a ceiling. Below that he is read-only: he can tell you and he can draft, and that is all.
The connection is revoked with Plaid and the history stops updating. You can delete the stored transactions from Settings at the same time, and the brief tells you the section is gone rather than quietly shrinking.
No. Our inference providers are under zero-retention terms, and your data is never sold or passed to advertisers.
Let him watch the money.
Mustro is in early access while we get the first version right. Join the waitlist and we will write when a seat opens.